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Knowing there is money set aside for care in the future gives employees peace of mind today. WA Cares makes long-term care insurance accessible for all Washington workers. As a Washington employer, you are required to report your employees’ wages and hours and pay premiums every quarter.

We will cover who contributes to the fund, how workers will meet contribution requirements, who can get an exemption, tracking employee exemptions, employer reporting requirements and what kinds of benefits will be available.
 

By automatically contributing a small part of each paycheck over your working years, you earn benefits you can use when you need long-term care. You choose when and how to use your benefit and have the flexibility to choose a provider based on what you’re willing to pay. You will be able to use your benefit without having to pay out of pocket up front and you never need to submit a claim. 

All you need to do is find a registered provider and approve the pre-authorizations for the services you are receiving. WA Cares will pay providers directly on your behalf.

We will cover: 
•    How the program works
•    Choosing your provider
•    Discussing rates and services with your provider
•    Pre-authorizations