How the Fund Works
The WA Cares Fund is a public long-term care insurance program. All working Washingtonians contribute a small percentage of their income into the fund. Then when you need care, you can access your earned benefit of $36,500 (adjusted up to inflation) to pay for services.
Who is exempt from contributions to the WA Cares Fund?
Some people automatically do not contribute to the fund, and other groups of people may apply for a voluntary exemption. Those with an approved exemption do not contribute to the fund and will not be able to access benefits. Learn more about exemptions.
Path to partial benefit
Those close to retirement may not be able to meet either of the two pathways above. Everyone born before 1968 can earn partial benefits for each year they work and contribute.