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WA CARES FUND
Ensuring all Washingtonians have access to affordable long-term care when they need it.
PROGRAM IMPROVEMENTS
As of January 2022, WA Cares Fund has a new timeline and improved coverage. Changes include:
- Near-retirees earn partial benefits for each year they work
- Certain workers who would be unlikely to qualify or use their benefits can request an exemption. These are workers who live out of state, military spouses, workers on non-immigrant visas and veterans with a service connected disability rating of 70% or more.
Learn more about changes to the program, key dates and what employers need to know.
A BOLD STEP
The Washington State Legislature established a long-term care insurance benefit for all eligible workers to address the future long-term care crisis.
WHY IT MATTERS
Addressing the Need
7 in 10 Washingtonians over the age of 65 will need long-term services and supports within their lifetimes.
Minimizing Family Burden
Family caregivers who leave the workforce to care for a loved one lose their own income and health and retirement benefits.
Keeping Your Savings
To pay for long-term care, many people must spend down their savings to qualify for financial support.
Having Peace of Mind
By contributing a small amount from each paycheck while we’re working, we can all pay for long-term care when we need it.
LONG-TERM CARE INSURANCE
Under this law, individuals will have access to a lifetime benefit amount that, should they need it, they can use on a wide range of long-term services and supports.
